If none of these reasons are correct and you still can`t reach an agreement, call them to ask for a copy of your contract. Under federal law, your credit card issuer is required to provide a copy of your contract upon request. The drop-down list includes credit card issuers who have submitted credit card agreements under Section 204 of the Credit Card Accountability Responsibility and Disclosure Act (CARD Act) of 2009. If you can`t find a card issuer, we may announce credit card agreements for consumers in this database, as exhibitors have submitted. The GFPB is not responsible for the content of the agreements, including any discrepancies between an agreement as presented in the database and the agreement, as proposed to the public, or omissions or other errors in the agreement, as presented by the issuer. The agreements to be put in place contain general terms, prices and information on fees. They are not specific to a person`s account information. Look on the back of the credit card or check your latest monthly payment to find the exhibitor`s name. The bank, retailer or any other organization whose name appears on the front of the card may not be the real issuer of the card. You can also check the issuer`s website; As a general rule, the bank`s name is shown at the bottom of the issuer`s home page. If you have any questions about the agreements yourself, speak directly to the card issuer. Looking for a credit card? Make a more informed decision by checking a credit card agreement template before applying.
Learn more about what price and fee information can be so you can decide if a card is right for you. Price and final fee information depends on your credit history, so note that the following credit card agreements are just models (PDFs, Adobe Reader-Layer required). Have you recently been admitted for a credit card? Congratulations! Price and final fee information depends on your credit history, so your actual prices and terms are on your credit card contract. You can find it online and pay for it with your credit card when it arrives in the mail. Do you already have a Bank of America credit card®? Sign in to the online bank and ask for a copy of your credit card contract. The CARD Act is often referred to as the « Bill of Rights » for credit card holders. President Obama signed the law in May 2009. Many of the main provisions of the Act came into force in February 2010. We will forward your problem to your credit card company, give you a follow-up number and keep you informed of the status of your complaint. . If you still have any questions, please contact one of our staff at 800.932.2775. We are here to help you 24 hours a day, 7 days a week.
Find instructions, your rights related to your credit rating and credit card protection.